8311 Cedarville Rd Brandywine, MD 20613
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About this home
Mortgage Rates Hit a 3-Year Low - The time to buy is NOW. Discover the best of both worlds—country quiet and close convenience. Set on a PRIVATE 1.34-acre homesite, this charming 2 bedroom, 2 bath residence delivers one-level living with an easy, comfortable layout and plenty of room to spread out. The updated kitchen has white cabinets, stainless steel appliances, a super large pantry, and generous work space. The dining area off the kitchen has room for a sitting area with easy access to the outdoor patio and possible future addition. A spacious primary bedroom with en-suite and sitting area and one additional bedroom all on ONE level! Large windows bring the outdoors in, while the expansive yard is perfect for gardening, pets, play, enjoying nature, or future enhancements. Foundation poured, plus permits and architectural drawing available, for a 10x12 bedroom or flex space (fees already paid for future perc test in 2026), or use it as a patio! Other recent updates include fresh interior paint, new LVP flooring in kitchen and dining room, new tile floor in hall bathroom, new ceiling fans and light fixtures. New storm door and screen door. You’ll love the peaceful setting and quick access to shopping, dining, and key commuter routes—so you can savor the space without sacrificing convenience. Simple, private, and perfectly located—your next chapter starts here. 15 minutes to Joint Base Andrews, 20 minutes to National Harbor! Quick Settlement Possible - so you can enjoy new home in time for the Holidays! HVAC, Water Heater, Roof, and Septic replaced in 2015.
Source: BRIGHT #MDPG2164038
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.