832 Vienna Dr Winter Haven, FL 33884
Your savings
About this home
**PRICE IMPROVEMENT** Welcome to 832 Vienna Drive in sunny Winter Haven – where Southern hospitality meets modern living in the heart of the Villamar community. This gracious home features luxury vinyl plank flooring throughout the entire house and a wide open floor plan that’s perfect for family gatherings or friendly get-togethers. The kitchen is an open concept and ready for entertainment with sleek granite countertops, a classic tile backsplash, upgraded pantry shelving, and self closing cabinetry. In addition, the kitchen also features an upgraded Samsung Refrigerator with an interactive screen. The master suite is your own private retreat, complete with a garden tub, perfect for soaking the day away. A walk-in shower and his and hers vanities with thoughtful touches throughout. The house has a Jack and Jill bathroom which connects two additional bedrooms with a double vanity, and an additional half bath for guest. Bringing both style and function to your everyday routine. The laundry room has durable laminate countertops, perfect for folding right out of the dryer and built-in cabinets for that extra storage. With In wall pest control, keeping unwanted bugs out is simple and safe for indoor pets. Outside, you will find a screened in patio and a vinyl privacy fence with an attached privacy screen, perfect for pets and play. Completing the outside with rain gutters to keep everything tidy. Home alarm system. Situated in the friendly Villamar neighborhood, you'll enjoy resort-style amenities like a sparkling zero entry resort style community club pool, community clubhouse, community playground, and community-wide sidewalks for those evening Florida walks. The home is also situated a short distance from a rated A Elementary school. If you're lookin’ for charm, comfort, and a little touch of luxury in Central Florida, this home checks all the boxes. Come on by and see what Southern living is all about!
Source: STELLAR #P4934939
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.