835 Buttercup Dr Lakeland, FL 33801
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About this home
Lakefront Opportunity on Lake Holloway – Your Chance to Shape the Next Chapter Imagine waking up to gentle water views and stepping out to your fenced backyard with full frontage on Lake Holloway. This single-story, 3-bedroom, 2-bath, approximately 1,500 sq. ft. home offers a rare blend of comfort, potential, and tranquility in Lakeland’s Honeytree North community. Here is a home ready for your signature. With upgraded windows and sliding doors already in place, much of the heavy lifting is done. The kitchen is efficient and functional, including all appliances and a reverse osmosis system, giving you a solid foundation to design your dream space. The master suite is generous, highlighted by a fully accessible therapeutic walk-in tub/shower. This is a rare feature that adds both wellness and ease. The living room offers a warm centerpiece with its brick wood-burning fireplace. The nearly quarter-acre fenced yard is a standout. It is a large yard for this home size and perfect for enjoying the outdoors in privacy. Step out back to peaceful lake views and direct access to Lake Holloway, a 25-acre private lake known for its quiet beauty and fishing for bass and bluegill. If you are buying a home for the first time, this is an affordable foothold into lakefront living with room to grow. If you are downsizing, it’s the right size to simplify life while still living fully. If you are looking for a place to rest, fish and enjoy life, it’s a true sanctuary with minimal upkeep, serene views, and time to enjoy the water. In every case, this is a home you can truly make your own. Practicality is built in with a two-car garage, newer roof, and up-to-date HVAC. Originally built in 1985, the home has character and structure while leaving space for your personal touch — a fresh paint palette, updated finishes, and your vision for the future. Location adds to the appeal: Southeastern University is right around the corner, and shopping, dining, and Lakeland’s amenities are all within easy reach. This community offers lake life with city convenience. This is more than a house — it’s a canvas for your next chapter. Whether it’s your first step into homeownership, a move to right-size your lifestyle, or a peaceful setting for retirement, this lakefront home on Lake Holloway is ready for you. Schedule your private showing today and see how this home can bring your vision to life.
Source: STELLAR #TB8432335
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.