838 Georg Oaks Bulverde, TX 78163
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About this home
Spacious 5-Bedroom Country Estate on 5 Acres - Horse Property with Inground Pool, No HOA! Welcome to your dream retreat! This expansive 5-bedroom + office, 3.5-bathroom estate offers 3,000 sq. ft. of comfortable, flexible living space, complete with a loft and balcony. Nestled on 5 fully fenced acres with a private paved driveway and automatic gate, this property is perfect for families, animal lovers, or those seeking privacy and room to grow. A 18x35 ft concrete slab is already prewired for an outdoor kitchen and prewired for electricity next to the carport for a future detached garage, 30 amp full-service RV hookup, and 50 amp EV charger. Interior Highlights: * Two-story layout with open loft and cozy wood-burning fireplace * Dedicated home office - ideal for remote work or guest room * Modern kitchen with gas stove for the home chef * Electrical wiring prepped for generator hookup * New 200-amp electrical panel (2022) for added power reliability Exterior Features: * Upgraded 1,500-gallon septic system (installed Nov 2021) *Water softener (installed Jan 2021)* New well pump (installed Jul 2022) for dependable water supply * Stunning 7,000-gallon in-ground pool - perfect for summer fun * 5-horse metal barn with an office +2-horse woodframe barn - ready for equestrians * Fenced dog run and entire property secured for peace of mind * 2-car carport with ample additional parking No HOA means more freedom to make this property truly your own. Whether you're looking to run a small hobby farm, host family gatherings, or just enjoy wide-open space and stunning sunsets at one-of-a-kind property. Don't miss your chance to own this slice of country paradise!
Source: SABOR #1890370
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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