8407 Hunters Fork Loop Ruskin, FL 33573
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About this home
Welcome to this exquisitely updated single-family home, ideally located in a peaceful and well-established neighborhood. This beautifully maintained property effortlessly blends modern luxury with everyday comfort. Featuring elegant finishes such as luxury ceramic flooring, the home has been recently renovated to include a stunning kitchen and updated main bathrooms—all with the added benefit of a low HOA. Notable upgrades include a new roof (2025), updated water heater (2025), hurricane shutters, and a fully fenced backyard, enhancing both the home’s value and functionality. Step into the chef-inspired kitchen, where striking blue granite countertops, a built-in oven, cooktop, stainless steel appliances, and elegant cabinetry create a space that is as beautiful as it is functional. The oversized island with pendant lighting offers the perfect setting for entertaining or casual dining. The primary bathroom is a true spa-like retreat, featuring a freestanding soaking tub, walk-in rainfall shower with custom tilework, and dual floating vanities with designer finishes. Throughout the home, wide-plank laminate flooring, high ceilings, crown molding, and modern light fixtures contribute to a stylish, comfortable atmosphere. Conveniently located near top-rated hospitals, shopping centers, schools, and popular dining spots, this home offers easy access to all the essentials of modern living—while preserving the quiet charm of its residential surroundings. Don't miss this rare opportunity! Homes of this quality and style are in high demand. 5,000 for closing cost!!!!!!.Schedule your private showing today.
Source: STELLAR #TB8381465
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.