8408 Baltimore Annapolis Blvd Pasadena, MD 21122
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About this home
Prepare to be impressed by this exceptional Pasadena retreat—completely rebuilt in 2015 and thoughtfully designed for luxury living, wellness, and privacy on 1.21 acres. Offering over 2,500 sq ft of refined living space plus a 750 sq ft addition, this home is ideal for entertaining, relaxing, and everyday comfort. A true highlight is the spa-inspired wellness wing, complete with a SwimEx resistance pool, sauna, and flexible space perfect for a gym, office, studio, or anything you can imagine. The open-concept main level showcases gleaming floors, abundant natural light, and a beautifully appointed designer kitchen that flows effortlessly into your dining and living spaces. The main level features a spacious primary suite with a custom en-suite bath and walk-in closet, a second generously sized bedroom with a private half bath, and another full hall bath. Upstairs, you’ll find an additional large primary suite with its own en-suite bath and dual closets, along with a bonus unfinished area ideal for storage or future expansion. Car enthusiasts and hobbyists will love the attached 3-car garage, which connects to a convenient mudroom and laundry area off the kitchen. Outside, a 25' x 15' workshop/shed with electricity and attic storage offers endless possibilities, while the expansive yard provides both privacy and room to play. Set back from the road yet close to major commuter routes, this home offers the perfect blend of convenience and tranquility—complete with resort-style amenities rarely found in Pasadena.
Source: BRIGHT #MDAA2130958
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.