8416 NW 130th St Oklahoma City, OK 73142
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About this home
Welcome to Luxury Living in a Gated Community! Step into elegance the moment you open the door. This stunning home boasts an immaculate open floor plan that seamlessly blends spacious living with thoughtful design. Featuring 3 bedroom plus a dedicated study or optional 4th bedroom, this split floor plan offers boh privacy and funcionality. The heart of the home is expansive living room with a cozy gas fireplace and stunning sliding glass doors that open to a beautifully designed back patio- perfect for entertaining or relaxing in peace. The gourmet kitchen is a chef's dream featuring a large center island, a generous walk in pantry, and high end finished throughout. The luxurious primary suite is your private retreat, complete with a private door to the patio, spa like bathroom with a stand alone tub, walk in shower and a massive closet that conveniently connects to the laundry room. Additional highlights include 2 1/2 bathrooms, a 3 car tandem garage with built in storm shelter and meticulously maintained landscaping that enhances the home's curb appeal. Located in a secure gated communty. Ths home is absolutely gorgeous inside and out and is in pristine condition.
Source: MLSOK #1174586
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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