8423 Chase St Arvada, CO 80003
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About this home
Welcome to this beautifully updated 5-bedroom, 2-bathroom home in the heart of Arvada! Blending comfort, style, and thoughtful upgrades, this home offers everything you need in a prime location. Step inside to find fresh interior paint, gorgeous wood flooring, and abundant natural light throughout. The kitchen features newer appliances, modern lighting, and a layout that flows effortlessly into the living and dining spaces. Both bathrooms have been stylishly refreshed with reglazed tile, while recent mechanical upgrades include a newer furnace, water heater, updated electrical panel, and a newer sewer line, offering peace of mind for years to come. The roof and gutters were recently replaced, and the home also includes a newer garage door, carpet, and energy-efficient insulation in both the garage and laundry room. The TREX deck provides a low-maintenance space perfect for entertaining, while the fully fenced backyard offers a playset, two storage sheds, and plenty of room to enjoy the outdoors. Additional features include: One-car garage with additional RV parking Newer front-load washer and dryer (included!) Updated landscaping with a sprinkler system and fresh front-yard rock Covered back patio and inviting front porch with a bench Radon mitigation system installed in 2023 Ample storage space in the attic and under the stairs Located in a sought-after neighborhood, this home is just a short walk from a top-rated elementary school, public transit, and scenic trails at Little Dry Creek. Enjoy close proximity to parks, Lake Arbor, King Soopers, local dining, and community favorites like Movies in the Park and events at the recreation center. This move-in-ready gem combines quality upgrades with unbeatable location. Don’t miss your chance, schedule your private showing today!
Source: RECO #7243664
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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