84317 Falco Ct Indio, CA 92203
Your savings
About this home
Welcome to 84317 Falco Ct., a beautifully maintained former model home offering 2,284 sq. ft. of elegant living space in the sought-after Aliante gated community of Indio. This residence features 4 bedrooms, 3 bathrooms and office/den providing a perfect blend of comfort and functionality for modern living. Attached is a stunning apartment sized casita with its own private entrance, kitchenette with full-size refrigerator, washer, dryer, spacious bedroom with large walk-in closet and a full-size bathroom making it ideal for guests, extended family, or as additional income as a rental (information provided upon request).Step inside to discover a bright and open floor plan thoughtfully designed for contemporary living. The inviting living area is anchored by a cozy fireplace, creating the perfect setting for relaxing evenings or casual gatherings. The stylish kitchen outfitted with granite countertops, grand island, pantry, abundant cabinetry with pull-out shelves adds a functional layout that makes meal preparation and entertaining a pleasure. The serene primary suite offers a private retreat with an en-suite bathroom with dual sinks, shower, bathtub and large walk-in closet with built-in organizers. Garage can house 2 cars plus ample storage and/or golf cart. Additionally included is a tankless water heater, 220 Volt Plug and an A/C mini split to maintain temperature control for tinkering around the garage or perhaps enjoying working out with your own personal gym equipment.Outdoor living is seamless thanks to one of the largest lots in the community 9,148 sq. ft. surrounded by low-maintenance landscaping. Whether you envision it as a haven for children and pets, a space for outdoor dining or perhaps to visualize your own private oasis would only add to a versatile extension of this exceptional home.
Source: CRMLS #219138699PS
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.