8437 White Poplar Dr Riverview, FL 33578
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About this home
One or more photo(s) has been virtually staged. Stylish Living in Gated Harvest Glen – In the Heart of Riverview! BRAND NEW ROOF! Welcome to this beautifully maintained 4-bedroom, 3-bathroom single-family home with an office/den, offering 2,637 sq ft of thoughtfully designed living space—perfect for all your needs! Nestled in a vibrant and convenient neighborhood, this residence blends comfort, style, and functionality. Step inside and be greeted by a bright and open floor plan with beautiful architectural details, sparkling tile flooring in the main living areas and kitchen, and wood flooring in the bedrooms and dining room for a refined touch throughout. The chef-inspired kitchen features stainless steel appliances, new granite countertops with coordinating backsplash, and ample cherry wood cabinetry with soft-close doors—perfect for preparing meals and gathering with loved ones. A built-in pantry provides additional storage, and the modern expanded island with seating area enhances the open-concept layout, ideal for entertaining. Retreat to the generously sized bedrooms, including a luxurious primary suite with its own en-suite bathroom—complete with garden tub, dual walk-in closets, and new granite countertops. Each room is bathed in natural light and offers plenty of space to unwind. Outside, enjoy a large backyard on a corner lot—ideal for barbecues, gardening, or simply relaxing in the Florida sunshine. This home has been cared for with meticulous detail, including a recent UV air purification system added to the A/C system. The community of Oak Creek offers a spectacular pool and park area for your enjoyment. Located just minutes from shopping, dining, and easy access to I-75 and Crosstown Expressway, this home provides the perfect balance of suburban tranquility and urban convenience. Don't miss your opportunity to own this well-cared-for gem in one of Riverview's most desirable communities. Schedule your private showing today!
Source: STELLAR #TB8412092
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.