8438 Middle River Way North Charleston, SC 29420
Your savings
About this home
Welcome to 8438 Middle River Way, a beautifully maintained single-story ranch in the sought-after Taylor Plantation neighborhood. This immaculate home sits on a spacious corner lot and offers a perfect blend of comfort, style, and peace of mind.Inside, you'll find an open and inviting layout that has been meticulously cared for. The kitchen features brand-new appliances, making it both functional and modern. The living spaces are filled with natural light, creating a warm and welcoming atmosphere throughout.Enjoy worry-free living with major updates already completed -- the roof and HVAC system are less than a year old. Outside, the large yard provides plenty of room for outdoor living, gardening, or simply relaxing.Taylor Plantation residents enjoy access to exceptional neighborhood amenities, including a community dock, scenic walking trails, and a park all just moments from home. This home is truly move-in ready and perfectly positioned in one of the area's most desirable communities. Don't miss your chance to make 8438 Middle River Way your next home!
Source: CTAR #25027889
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.