844 Park Ct Palm Harbor, FL 34683
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About this home
One or more photo(s) has been virtually staged. Welcome to this beautifully renovated 4-bedroom, 2-bathroom home offering nearly 2,000 square feet of comfortable living space in the highly desirable community of Westlake Village in Palm Harbor. As you step through the front door into the foyer, you’re greeted by a bright and inviting living room to your right, which flows seamlessly into the formal dining room overlooking the lush backyard. This home features a thoughtful split floor plan, with a spacious master suite complete with a walk-in closet, a private en suite bathroom and its own set of sliders leading to the side of the house. Across the home, past the updated chef's kitchen you will find three additional bedrooms, a full bathroom, and an indoor laundry room with a utility sink. The property has been tastefully renovated throughout, showcasing luxury vinyl plank flooring, fresh interior paint and trim, and a stunning chef’s kitchen with stainless steel appliances. A newer roof and hurricane impact windows provide peace of mind for years to come! The oversized, fully fenced backyard offers plenty of space to add a pool and features a spacious screened porch with a beautiful paver patio—perfect for entertaining or relaxing outdoors. Residents of Westlake Village enjoy access to exceptional community amenities including a park, playground, clubhouse, pool, and more. Ideally located only 10 minutes from local beaches like Honeymoon Island, Sunset Beach, and Fred Howard Park, and only 35 minutes to Tampa International Airport! This home blends style, comfort, and convenience in one of Palm Harbors most sought-after neighborhoods!
Source: STELLAR #W7879963
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.