85 Golf Villa Dr Santa Rosa Beach, FL 32459
Your savings
About this home
Beautifully maintained and fully functioning short-term rental in a prime 30A location--offered at $729,000. Just 0.6 miles to the beach and minutes from golf, shopping, and dining, this 3 bed, 2.5 bath home offers the ideal blend of investment and lifestyle. The first floor features a spacious living area, powder room, dining space, breakfast nook, and a kitchen with two pantries. Upstairs, all bedrooms include a generous primary suite. No carpet--wood and laminate flooring throughout. Enjoy a screened wraparound porch, fenced backyard, paver patio, and outdoor storage. Community amenities include a resort-style pool with grotto, summer kitchen, and fire pit. Whether you're looking for a turnkey rental, second home, or full-time residence, this location puts everything just minutes away. Wood & laminate flooring throughout (NO CARPET), hard wood stair treads are wonderful for a low maintenance home. Screen porch wraps the side and a back portion of the back of home. Fenced-in back yard and gravel side path w/stepping stones is a nice touch. Paved back patio holds an outdoor wicker sectional with plenty of room for a grilling area along with numerous areas for the green thumb enthusiasts. The back shed matches the look of the home & is ideal for storing for all those extra leisure lifestyle toys you'll have too! Community amenities include the fantastic pool area that holds a grotto pool, summer kitchen for large cook outs, tables w/sunbrellas, lounging chairs and a gas firepit! Lastly, the community as a whole is very well-kept and convenient to which ever type of ownership you choose to have. So, whether it's the (5) minute golf cart stroll on 30A stops for a concert at Gulf Place, Oysters at Shunk Gulley, sunsets/sunrises at Dune Allen/Allen Loop beach accesses or getting in your car for an easy (5) minute drive to Grand Boulevard for shopping, restaurants or the movie theater, ITS TRULY ALL (5) MINUTES AWAY! Also, lets not leave out the convenience for your everyday & important needs too. It's (2) minutes to the local post office, (3) minutes to the SRB Walmart, (4) minutes to Sacred Heart Hospital, (5) minutes to the Publix grocery at Grand Boulevard and (5) minutes to Butler Elementary for your little ones if needed. It's COASTAL LIVING WITHOUT THE COASTAL PRICING. So If the S. Walton lifestyle is what your after, come see everything this home and location has to offer!
Source: EMERALDCOAST #971793
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.