85 Hol Mar Ct Mcdonough, GA 30253
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About this home
Welcome Home! Discover the charm of country living with this beautifully maintained 3-bedroom, 2-bath home nestled in a quiet community in the highly sought-after Eagles Landing school district. From the moment you arrive, the inviting rocking chair front porch sets the tone for relaxed summer evenings and peaceful mornings with your favorite cup of coffee. Inside, you'll find a spacious, open layout designed for comfort and effortless entertaining. The updated kitchen features granite countertops, stainless steele appliances, and plenty of space for preparing meals and hosting gatherings. The main suite offers a renovated bathroom with a double shower head providing a serene retreat at the end of the day. Step into the massive back porch for year-round enjoyment-or out to the private, fenced backyard where an above-ground swimming pool awaits. Whether you're hosting family cookouts or enjoying a quiet swim, this backyard is your personal oasis, and manicured lot. Additional features include a two-car garage and a charming man cave with power perfect for keeping all your treasures organized. This home offers lots of extra closets for storage space. Full of character and warmth, this home is ready for you to create lasting memories. This property does not have an HOA. Location is Grand being only minutes to Fine Dining, Shopping, Hospital and more! Don't miss your chance to make it yours!
Source: GAMLS #10595183
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.