8520 Eckley St Littleton, CO 80125
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About this home
Big Savings for Buyers! Sellers are offering $7,500 toward a rate buy-down or closing costs, making this home even more affordable. Plus — there’s an option to assume the seller’s FHA loan at an incredible 5.99% interest rate! Welcome to 8520 Eckley Street — a beautifully maintained home, just over two years old, nestled in the highly sought-after Sterling Ranch community. Priced to sell at $649,000, this warm and lightly lived-in 3-bedroom, 3-bathroom home offers exceptional value compared to neighboring homes listed in the high $700s. Enjoy all the benefits of a nearly new home without the added costs, delays, or projects. The fencing, landscaping, decks, window coverings, solar panels, and tankless water heater are already complete, providing comfort, convenience, and long-term savings from day one. Inside, you’ll find a thoughtfully designed floor plan with modern finishes and numerous upgrades throughout. A main-level office delivers the perfect space for working from home or can easily double as a playroom or in-home gym. Upstairs, a spacious loft offers even more flexibility perfect for a second family room, game area, or homework space. Start your day with coffee on the covered front porch, then unwind on the newly finished back patio—an ideal setting for family gatherings, playtime, or entertaining friends. Sterling Ranch isn’t just a neighborhood—it’s a lifestyle. With access to parks, trails, pools, a recreation center, and year-round community events, it’s the perfect place to put down roots. You’ve been waiting for a fully finished, ready-to-enjoy home with lasting value in Sterling Ranch, and 8520 Eckley Street is the one. Move in, settle down, and start enjoying the Sterling Ranch lifestyle today.
Source: RECO #8971010
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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