$689,000

8520 Gulf Blvd Apt 39 Unit 39 Navarre, FL 32566

$3,604/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Location, Location! Come live in Paradise on Navarre Beach with your own Boat Slip for water activities! Totally refurbished unit with new light fixtures, luxurious corian counters and upgraded plumbing fixtures. Unit comes fully furnished with private deep water boat slip. Boat slip has heavy duty lift, Will accommodate up to 10 Ft Beam. Beach living at its best with tiled entry plus tile in all Living/Kitchen areas; Living Area opens to 3rd Floor ceiling to showcase an abundance of light! Kitchen has remodeled larger area, captivating Corian countertops and large farmer sink; SS Refrigerator, new wood cabinets make entertaining friends and family a dream; Full bath includes upgraded higher counters of cultured marble with double vanities; Tiled bath/shower looks like new; Washer/Dryer included; Large Formal Dining room features wet bar and breakfast bar entertaining friends and family; Bedrooms on the main level have the beach vibe with lots of light showcasing the beach palette; Upstairs on the 3rd Level, you enjoy a great office/work area with shelving overlooking the living room, again with an abundance of light throughout; Master Bedroom has high ceilings, impeccable details, and view of the sound from the Master Deck; Buena Vida units are so rare because of the TWO Closets and storage; One closet is oversized with loads of closet and storage space; Master Bath has high counters with two vanities; Master Bath has tiled separate shower AND a tiled bathtub for convenience; Crown Molding upgrades; Sit and relax on the Master Deck with your morning coffee! Complex features a tennis court swimming pool, boat dock with fish cleaning station; Parking includes 2 car tandem garage with epoxy finish driveway and additional parking lot space for guests. NEW back stairs and new doors coming; Coastal living at its Best!

3 bedroom
2 bathroom
2,043 sqft
0.06 acres
Townhouse
Built in 1982
2 car garage
Air conditioning
Shared pool

Source: EMERALDCOAST #975203


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 12:32 am
Listing agent: Ramona Speer (850) 218-7624
Listing provided courtesy of: ERA American Real Estate (850) 515-1001
Details provided by EMERALDCOAST and may not match the public record.
MLS ID: #975203
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing
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