8522 Long Meadow Dr North Charleston, SC 29420
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About this home
Welcome to your new home, excellent location in Whitehall subdivision, as you enter you are greeted by a large foyer with high ceilings. As you continue in the open floor plan features a formal dining room to your left and a living room or home office to your right. Straight ahead is the family room with a fireplace which connects to the eat in kitchen. The kitchen is spacious with plenty of cabinets space. This home boasts a huge, beautiful sunroom, great for family entertainment and relaxation. The owner suite is located downstairs with the eye-catching tray ceiling and a huge walk-in closet. Upstairs are three spacious bedrooms, and a full bathroom.This home has a very large fenced in backyard, great for family gatherings, and creating lasting memories.Additional features of this home include an energy-saving solar panel system, and an irrigation system to maintain a beautiful and green lawn. New HVAC, replaced in 2023 and the entire home has been freshly painted. For those with mobility concerns, there is a chair lift installed for easy access to the second floor. Fantastic amenities, including Junior Olympic size pool, tennis court, children's playground and ball field. Location, location, located in the highly sought-after DD2 School District, with shopping and dining at your fingertips. Conveniently located close to Bosch and Joint Base Charleston and so much more.
Source: CTAR #25002283
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.