853 Blue Creek Dr Haines City, FL 33844
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About this home
BUY this home with ZERO DOWN! USDA Eligible Location! Welcome to 853 Blue Creek Drive in beautiful Haines City, Florida! Built in 2023, this stunning two-story home is located in the Seasons at Forest Creek subdivision. With 4 spacious bedrooms, 2.5 bathrooms, and 2,422 square feet of thoughtfully upgraded living space, this SMART HOME has everything you’re looking for—and more! As you enter, you’re greeted by a large foyer with soaring ceilings, raised panel doors, and oversized windows that lets in tons of natural light. The open-concept layout features ceramic tile throughout the main floor and all wet areas, and newer plush carpet throughout the upstairs. The flex room at the front of the home can be used as a formal dining room, office, or study, customizable to fit your needs. The heart of the home is the chef-inspired kitchen which overlooks the main living area and the covered lanai. It boasts 42-inch soft-close cabinets, a large island with quartz countertops, stainless steel appliances, a walk-in pantry, and plenty of storage throughout with multiple hall /linen closets and a large under-stairs storage space. Upstairs, you'll love the generous loft area—perfect as a second living room, media room, or play area. The primary suite and three additional bedrooms offers plenty of room, with three out of four bedrooms featuring walk-in closets, which is rare to find. The laundry room is also conveniently located on the second floor. Step outside to a covered lanai and a large backyard, perfect for relaxing, entertaining, or enjoying family time. The home is located across from the community playground and mailboxes, giving you more added convenience. Forest Creek is a newer community developed in 2022. Located in Haines City, it offers easy access to Hwy 27, US-17, and I-4, making commutes to Orlando, Tampa, Davenport, and Winter Haven a breeze. You’re just minutes from local shopping, dining, airports, parks, golf courses, Bok Tower Gardens, and Central Florida's beautiful lakes and outdoor recreation areas—plus, you're a short drive to Orlando's world-famous theme parks. All kitchen appliances convey—making this home move-in ready for buyers! Schedule your showing today!
Source: STELLAR #G5098364
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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