8534 Edgewater Place Blvd Tampa, FL 33615
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About this home
MODERN COMFORT MEETS UNBEATABLE LOCATION IN THIS BEAUTIFUL TOWNHOME! This 3-bedroom, 2.5-bathroom residence with a 1-car garage offers modern living in a gated community known for its charm and low Hoa fees. Step inside to discover a spacious open-concept first floor that seamlessly connects the kitchen, dining, and living areas, perfect for entertaining or relaxing at home. The espresso-toned engineered hardwood flooring adds warmth and durability, while neutral-toned walls create a calming, versatile backdrop. The kitchen features neat cabinetry paired with contemporary appliances; all thoughtfully chosen to blend style with functionality. Upstairs, you’ll find all three generously sized bedrooms, including a private primary suite at the rear with a walk-in closet and private bathroom for added convenience. Built in 2003 and lovingly cared for by its original owners, this home reflects pride of ownership throughout. Edgewater Place offers amenities such as a pool, a cabana, and landscaped sidewalks for a serene atmosphere. Forget about exterior maintenance; it's covered by the HOA, with the roof replaced in 2023 and buildings repainted every five years. It’s also just minutes driving from the veteran’s expressway, Tampa international airport, downtown Tampa, top malls, world-class beaches, sports arenas, and entertainment. Flood zone X; not affected by recent hurricanes. Schedule your private showing today and make this exceptional townhome yours! Ask for Special Financing Available with one of our Preferred Lenders!
Source: STELLAR #TB8414918
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.