85413 Giorno Ct Indio, CA 92203
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About this home
Charming and meticulously maintained 2-bedroom PLUS DEN, 2-bath home (1,555 SF). From the moment you enter through the custom iron front door, it's clear no detail has been overlooked. The welcoming foyer opens to a bright great room with abundant natural light, enhanced by plantation shutters throughout and a cozy gas fireplace that sets a relaxing tone. Beautiful tile flooring flows through the main living areas, creating a sense of calm and cohesion. The kitchen features stylish cabinetry, slab granite countertops, and a generous pantry, making it both functional and inviting. Step outside through sliding glass doors to a private backyard with stunning south and southwest mountain views and amazing sunsets. The wrought iron rear fence preserves the view of the desert landscape for uninterrupted vistas. The backyard has hookups to accommodate a spa. The spacious primary suite offers large windows framing breathtaking views. Inside the primary bath are dual vanities, and a large walk-in closet. A secondary bedroom and full bath are thoughtfully located down a private hallway, providing comfort and privacy for guests. The den provides ample space to be used as a formal dining room, office or potential third bedroom. Solar panels/solar shades provide extra energy efficiency.Welcome to Four Seasons at Terra Lago--an active 55+ resort-style community offering a beautifully designed clubhouse with social spaces, a modern fitness center, indoor/outdoor pools, tennis, basketball and bocce courts, a library, craft room, and clubs ranging from book discussions to watercolor painting. Whether you seek adventure, wellness, or connection, this vibrant community offers it all--just minutes from dining, shopping, and entertainment at Fantasy Springs Resort and Spotlight 29 Casino.
Source: CRMLS #219137791DA
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.