8575 Wild Horse Rd Pinetop, AZ 85935
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About this home
8575 Wild Horse Road, Pinetop, AZ 85935 Nestled in a quiet neighborhood with minimal traffic, this home has no rental restrictions, making it perfect for both full-time living and vacation getaways. A short 5-minute walk leads you to a trail system with access to USFS and Reservation land. Experience the pinnacle of luxury living in this fully remodeled 3-bedroom, 2.5-bath home nestled within the highly desirable Pinetop Country Club. A rare mountain gem, the property blends rustic charm with modern upgrades—including a new metal roof, updated soffits, and a spacious 3-car garage with epoxy flooring and brand-new doors. Interior Upgrades: Enjoy the elegance of volcano granite countertops Master Suite: The expansive downstairs master bedroom is a true retreat Upstairs Comfort: Two additional bedrooms upstairs share a convenient Jack and Jill bathroom, while maintaining privacy and comfort. Flooring & Windows: New double-pane windows ensure energy efficiency; the home is outfitted with new vinyl flooring and plush carpet. Ceilings & Decks: Knotty pine and vaulted ceilings add to the home's rustic charm. The outdoor space is equally impressive, with two large Trex decks 520 sq ft in the front and 170 sq ft in the back; perfect for enjoying the serene surroundings. Additional Amenities: A 2-year-old hot water heater, 4-year-old furnace, and ceiling fans throughout the home ensure comfort year-round. Easy fence installation is an option! Note: An appraisal has been completed to confirm square footage. This stunningly remodeled home is a rare find in Pinetop Country Cluban opportunity you won't want to miss!
Source: ARMLS #6872855
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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