86 Plantation Dr Southern Pines, NC 28387
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About this home
Welcome to this stunning golf front home located in Mid South Golf Club. Perfectly positioned on the first fairway, this beautifully maintained home offers an ideal blend of luxury, comfort, and privacy. Featuring an open floor plan, the home includes three bedrooms downstairs, the 4th upstairs along with a spacious additional family or flex room. Outdoor living is highlighted with a private screened-in porch that opens to an extended tile patio complete with a cozy fire pitâ€''perfect for entertaining or quiet evenings enjoying the view. While the home offers golf course views, thoughtful design and landscaping ensure a sense of seclusion. Inside, you'll find numerous upgrades throughout, including beautiful hardwood flooring throughout the main living areas and staircase, extensive crown molding, tray ceilings and upgraded lighting fixtures. The large galley kitchen features a granite island, soft-close cabinetry, spacious pantry, gas cooktop, and double ovens. Additional features include spacious closets throughout, a large storage area upstairs accessible through the hall closet with additional storage in the garage with loft style built in and bike racks. The home also includes natural gas for the fireplace and cooktop, a transferable termite warranty, the HVAC was replaced in 2023 for added peace of mind. As a membership deeded property, owners enjoy access to Mid South's top-tier amenities, including a clubhouse, golf course, tennis courts, swimming pools, and more. A full list of upgrades made since the original purchase is available in documents. The contact for membership information and negotiable items is in agent remarks.
Source: NORTHCAROLINAREGIONAL #100533695
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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