8603 Sandy Plains Dr Riverview, FL 33578
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About this home
Fall in love with this beautifully maintained 3-bedroom, 2-bathroom home boasting a living area with all the space you need with close proximity to Winthrop Town Centre, Brandon Mall, dining, parks, and top-rated schools – plus quick access to I-75, US-301 & Selmon for easy trips to Tampa & the Gulf beaches. This move-in ready home features brand-new luxury vinyl plank flooring throughout, a brand new stainless steel refrigerator and dishwasher, irrigation, vaulted ceilings, and colors that create a bright and warm atmosphere throughout. The spacious open-concept layout is ideal for both everyday living and entertaining, with a seamless flow between the living & dining great room combo, kitchen, and family room areas. The kitchen comes fully equipped with appliances and offers plenty of cabinet space. Wired for whole-house entertainment and an alarm system, this home brings tech-ready living to a new level of convenience and peace of mind. Enjoy the Florida lifestyle year-round in your expansive screened-in lanai, featuring a spa - perfect for relaxing evenings or weekend gatherings. The lanai’s torch asphalt roof not only adds durability but also enhances soundproofing, offering a quieter experience. The home’s 5-ton upgraded HVAC system ensures efficient cooling and comfort through every season. Don’t miss out on this home with its exceptional value just awaiting its new owner – schedule your showing today!
Source: STELLAR #TB8374921
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.