8605 Hopper Ct Myrtle Beach, SC 29579
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About this home
Offering both generous space and thoughtful design, this beautiful home combines upscale features with a warm, livable feel in the well established Waterford Plantation community. The fenced backyard features a patio perfect for relaxing or entertaining. Inside, the open layout includes a dining area, spacious great room, an eat in kitchen with breakfast bar, and a bright Carolina Room. The first floor has the primary suite plus two additional bedrooms. The private owner's retreat includes a sitting area, generous closets, and an ensuite with two vanities, a shower, and a garden tub. Upstairs, a large bonus room, fourth bedroom, and bathroom provide flexible space for a media room, living room, or multigenerational living. The kitchen showcases granite countertops, stainless steel appliances, tile backsplash, a freestanding work island, and a breakfast bar as well as views overlooking the lake and fountain. Additional highlights include owned solar panels (no lease or loan), a Generac power inlet box (generator not included), and a side-entry two car garage. All appliances are electric, and sellers are happy to share details of their very low monthly electric costs thanks to the owned solar panels. Neighborhood amenities include a Junior Olympic pool, cabana, fitness center, playground, basketball court, pickleball and tennis courts, and a recently added Bocce ball court. Sidewalks and a community nature trail make it easy to enjoy the outdoors. Nature, recreation, and everyday conveniences are all close at hand, offering the perfect balance of suburban comfort and coastal accessibility. This particular home truly offers location, lifestyle, and living space, so schedule your private tour today!
Source: MYRTLEBEACH #2522835
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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