8632 Hawbuck St Trinity, FL 34655
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About this home
Welcome home to 8632 Hawbuck Street, located in the Thousand Oaks community of Trinity, Florida. This home boasts 4 bedrooms and 2 full bathrooms, perfectly blending style, comfort, and convenience. Walk up the nicely landscaped front entrance and into the main level living space, with a large family room for entertainment and relaxation, perfect for making family memories. The space flows seamlessly into a dining room and spacious kitchen with newer stainless-steel appliances and ample counter space and storage. Step outside through the sliding glass doors to your private backyard oasis with a patio and completely fenced-in yard backing up to a wooded conservation. The primary suite is also situated on the first floor with a spacious bedroom with tray ceiling and full bathroom with walk-in closet. Three additional bedrooms and a full bathroom await your family and guests on the second floor. The attached 2-car garage features a laundry area and additional storage. Newer roof (2018) and A/C replaced in 2023. This property is situated in a low-traffic neighborhood, yet in a prime location close to newer top-rated schools, new restaurants and shopping, medical facilities, local parks and playgrounds, an amazing YMCA facility with water park, and with easy access to SR54, US19, and the Veterans Expressway. This home is a rare find at a great price. Schedule your private showing today, Sellers are entertaining all offers!
Source: STELLAR #TB8397849
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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