8635 SE 156th St Summerfield, FL 34491
Your savings
About this home
Come see this Immaculate 3-Bedroom Home on a Prime Corner Lot – SELLER IS OFFERING SELLER CONCESSIONS for this Move-In Ready! This is an absolute must-see! This beautifully maintained 3-bedroom, 2-bath home with an attached 2-car garage sits on a desirable corner lot and is packed with upgrades and stylish finishes throughout.Step inside to find a bright and open split floor plan with vaulted ceilings and luxury vinyl plank flooring in the main living areas. The spacious kitchen features granite countertops, soft-close cabinets, stainless steel appliances, a center island with breakfast bar, and a charming bayed breakfast nook. The kitchen flows seamlessly into the dining area and living room—perfect for entertaining.The master suite is a true retreat, complete with tray ceilings, his and hers walk-in closets, and a luxurious en-suite bath featuring dual vanities and a walk-in shower. Two generously sized guest bedrooms, each with walk-in closets, share a well-appointed hall bath. Additional highlights include a covered back lanai for relaxing outdoor living, an inside laundry room with granite counters, soft-close cabinetry, and a utility sink, plus a 2-car garage with automatic opener and side entry door. This home is spotless, stylish, and truly move-in ready. Great neighborhood convenient to The Villages on your golf cart! Perfect setting for an Airbnb...so many options with this beauty! You will enjoy the convenience of Publix, Restaurants, Shopping & more. Don’t miss your chance to make it yours!
Source: STELLAR #G5096720
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.