86410 Moonlit Walk Cir Yulee, FL 32097
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About this home
Welcome to the desirable Hideaway community! This well-maintained 2018-built, single-story residence offers an ideal blend of comfort, style, and Florida ease. This beautiful home has been meticulously maintained and combines modern comfort with thoughtful design. The open-concept layout features a spacious living room that flows seamlessly into a bright kitchen with an oversized island, stainless steel appliances, and an inviting dining area with custom carpentry, perfect for both everyday living and entertaining. The split floor plan offers privacy, with a generous primary suite on one side and two additional bedrooms with a full bath on the other. A versatile office/flex room at the front of the home adds functionality, while the laundry room—complete with washer and dryer—is conveniently located off the kitchen. The primary bath is a true retreat with a double vanity, soaking tub, and separate shower. High ceilings, abundant natural light, and vinyl fenced backyard enhance the home’s appeal. Located in an HOA community with no CDD fees, residents enjoy access to a saltwater pool and playground and scenic walking trails. The home is ideally situated near shopping, A1A, US-17, Kings Bay Naval Base, Jacksonville, and just 14 miles from Amelia Island and Fernandina Beach. Schedule your showing today, this just may be your next new home!
Source: STELLAR #L4956186
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.