867 Forest St Aubrey, TX 76227
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About this home
Experience luxury and comfort in this stunning 2,318 sq. ft. single-story home, built in 2016 by Highland Homes and located in the highly sought-after Union Park community. This thoughtfully designed residence features 3 spacious bedrooms, 3 full baths, a private study, and a cozy media room—perfect for working from home, relaxing, or entertaining guests. The open-concept floor plan showcases elegant finishes throughout, including decorative details, upgraded flooring, and abundant natural light. The chef’s kitchen is a true highlight, offering granite countertops, upgraded cabinetry, a decorative backsplash, gas cooktop, built-in oven and microwave, large island with seating, and a walk-in pantry. A built-in hutch with wine storage adds both style and functionality to the dining area. The inviting living room centers around a warm gas fireplace, creating the ideal space for gathering with family and friends. The primary suite is a private retreat, complete with a spa-like ensuite bath featuring a luxury shower, garden tub, dual sinks, and a spacious walk-in closet. Split bedrooms provide privacy for family or guests. Enjoy outdoor living in the fenced backyard, perfect for play, gardening, or weekend barbecues. Located in Union Park, this thriving master-planned community offers an exceptional lifestyle with nearby parks, walking trails, dining, shopping, and access to top-rated schools. Union Park is known for its strong sense of community and amenities that make everyday living feel like a retreat.
Source: NTREIS #21058374
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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