8701 Turquoise Pl Chesterfield, VA 23832
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About this home
Welcome to this stunning, 2019-built tri-level home in the heart of Harpers Mill, offering 3,445 sq ft, 5 bedrooms, and 4 full baths. Thoughtfully crafted and designed for both everyday life and entertaining. Step into an open-concept kitchen with granite countertops, a generous island, pendant lighting, and a cozy eat-in area flowing into the family room anchored by a gas fireplace. For ultimate convenience, the first floor features a private guest suite, along with a French-doored office ideal for work-from-home flexibility. Upstairs, you’ll find a primary suite connected to a spacious rec room perfect as a secondary “suite wing.” Additional bedrooms include generous walk-in closets. A dedicated laundry with built-in cabinetry elevates everyday functionality. Outside, enjoy relaxing on the inviting front porch, a screened rear porch, and a deck overlooking a fenced backyard. Living in Harpers Mill means more than a home it’s a lifestyle. Community amenities include a clubhouse, resort-style pool, playgrounds, walking trails, and more. Top-rated Winterpock Elementary School is within the community; Deep Creek Middle School & Cosby High School serves older students. Experience modern living, privacy, and neighborhood charm all in one package. Schedule your private showing today and see why this home is one of Harpers Mill’s finest.
Source: CENTRALVIRGINIA #2525591
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.