8715 Shady Pines Dr Frederick, MD 21704
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About this home
“Modern, elegant, and community-oriented — welcome to 8715 Shady Pines Drive!” Step into a contemporary 3-bed, 2 full/2 half bath townhome built in 2020 with over 2,200 sq ft of refined living space. The open-concept design invites natural light into every corner. A chef’s kitchen anchors the main level, flowing into a living/dining area that opens to a private deck — perfect for entertaining or quiet relaxation. Upstairs, retreat to generous bedrooms with upscale finishes, luxury baths, and smart design. The home is energy-efficient, smart-ready, and built for low-maintenance living. The heart of this address is its community. Residents benefit from well-kept green spaces, walking paths, a playground, and a calendar of neighborhood gatherings. The HOA ensures that landscaping, snow removal, and common area maintenance are seamless — so you can spend your time living, not managing. Location is unbeatable: quick access to MD-80, US-15, I-70, and I-270 ensures that commuting to D.C. or Baltimore is feasible. Whether you head east or north, multiple routing options give flexibility. For those making the occasional trek to either city, this spot offers one of Frederick’s smartest tradeoffs between space, amenities, and access. Schools are local and strong (Urbana cluster). Shopping, dining, and everyday services are just minutes away. And most importantly, this isn’t just a house — it’s an entry into a friendly, vibrant community where neighbors know each other, and life feels connected. Don’t miss your chance to make 8715 Shady Pines Drive your next home — where style, comfort, connection, and convenience come together.
Source: BRIGHT #MDFR2072070
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.