8723 Benton Dr Port Richey, FL 34668
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About this home
THIS IS IT! Welcome HOME to this UPDATED Single-Family Home with 2 Bedrooms | 2 Bathrooms | 2 Car Garage on PREMIUM HOMESITE, located in San Clement Village at Timber Oaks 55+ community. Step INSIDE and be impressed! Spacious Living Room has warm welcoming atmosphere, perfect for everyday living or entertaining friends and family. Kitchen features Oak cabinets, Island w/ Breakfast bar seating, and stainless-steel appliances. Formal Dining Room option off the Kitchen or use as Family Room. Dinette Space flows off the Kitchen and offers additional seating. Both settings offer breathtaking views of the PRIVATE backyard. Screened Back Patio offers additional outdoor entertaining space, perfect for enjoying your morning coffee. HUGE Owners Suite has two large closets. En Suite Bathroom features granite vanity and walk-in shower. Large secondary bedroom with large closet. (Perfect for guests). 2nd Bathroom has updated vanity and tub/shower combo. Inside Laundry Room includes Washer & Dryer and has utility sink. HOME has tile flooring throughout (NO CARPET). The interior of the home was painted in 2022 and new 5 ¼ baseboards installed. 2 Car Garage has screen door, which help keep the bugs out and allow air flow in. NEW A/C ~ 2025 | NEW Roof ~ 2022 | NEW Impact Windows ~ 2021. Step OUTSIDE to your Private Backyard with NO REAR NEIGHBORS! This beautiful HOMESITE offers Peace & Privacy. Community Amenities include clubhouse, fitness center, heated POOL, shuffleboard, and tennis courts. (ALL within WALKING distance). Nearby beaches, golf courses, hospitals, restaurants, shopping and much more! Easy access onto major roads, highways, and the Suncoast Expressway-589 making commutes to Tampa and the airport a breeze. Don’t miss your OPPORTUNITY to own this affordable HOME in a well-established Active Adult 55+ COMMUNITY with LOW HOA fees. Schedule your appointment TODAY!
Source: STELLAR #TB8440295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.