8730 Dowd Ct Dayton, OH 45458
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About this home
Welcome to 8730 Dowd Ct in Washington Township. Built in 2015, this spacious home offers six bedrooms, five full bathrooms, and over 4,700 square feet of living space on a premium wooded lot. Tall ceilings and abundant natural light create an open, airy feel. Hardwood floors run through the entry, main level hallways, kitchen, and breakfast room. The grand two-story foyer is flanked by two flexible rooms that can serve as formal living, dining, office, or play spaces. The kitchen opens to the family room and breakfast area, featuring granite countertops, stainless steel appliances, an island, a pantry, and bar seating. The breakfast nook overlooks the tree-lined backyard, and the family room centers around a stone gas fireplace. On the opposite side of the main level, away from the living areas, is a private study designed to function as a bedroom. It features a 36-inch wide entry door and is situated next to a full bathroom, also with a 36-inch entry, a walk-in shower, and a nearby closet—ideal for guests or multigenerational living. The oversized primary bedroom, located on the second level, features two walk-in closets and an en-suite bathroom with separate vanities, a soaker tub, and a walk-in shower. There are four additional bedrooms on the second level. Two share a Jack-and-Jill bath, while the other two share a full hall bath. The southwest bedroom offers excellent versatility as a media or play room. The laundry room is conveniently located on this level as well. The full walkout basement features a large rec room, a sixth bedroom with a walk-in closet and a full bath, and a generous unfinished space for storage. Outdoor living includes a wood deck off the breakfast room and a new concrete patio with a hardtop gazebo just outside the basement door. A two-car garage with an extra parking pad adds convenience. This well-planned home offers space, versatility, and no city income tax. Schedule a showing to see for yourself.
Source: DAYTON #935583
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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