8745 SW 148th Ln Dunnellon, FL 34432
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About this home
Seller says Make an offer Must-See Home --Spacious Living – Move-In Ready! Quiet country living with city nearby … adjacent to Marion Oaks, 8 miles west of I-75 (off 484). Only 6 miles to Walmart Supercenter, junction 484 and SR 200. Step inside this beautifully maintained 3-bedroom, 2-bath home where comfort meets convenience. From the moment you walk in, you’ll love the open and airy floor plan—perfect for relaxing evenings or hosting friends and family. Ample space in family room would allow dividing area into a 4 th bedroom or office/den space. The kitchen is a true hub of the home, featuring a breakfast bar, newer appliances, and generous counter space that flows effortlessly into the living and dining areas. Enjoy movie nights on the 65” TV that stays with the home—a bonus you don’t often find! The indoor laundry area makes everyday tasks a breeze, and the primary suite offers a peaceful retreat with a walk- in shower, corner garden tub, dual undermount sinks, and ample storage. Roof replaced in April 2020, documentation available. New in 2025 – Waterproof Rigid Vinyl Plank Flooring in Family Room, Dining Room and Kitchen; Carpeting and new padding in Living Room and Master Bedroom. Step outside to unwind on the covered front porch or take full advantage of the generous 1 ¼ acre lot. Fenced on three sides and includes an 18’W X 35’L with 10’ side legs RV carport with Electric hook-ups. (See photos of carport and lot survey) Owner has special use permit to park Semi Tractor Trailer on site. (Non-transferable so you will need to apply for one if needed.) Front yard has underground sprinklers. Whether you're looking for a move-in-ready home with flexible outdoor space or a place to accommodate your toys and vehicles, this property checks all the boxes. Come see it for yourself—homes with this much value don’t last long! The seller is willing to pay some of the buyers concessions. Owner will cover cost of first year Home Warranty (up to $600).
Source: STELLAR #OM698233
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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