8789 Bentley Ln Spring Grove, IL 60081
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About this home
Welcome to this exquisite home offering over 4,800 square feet of beautifully finished living space on a picturesque one-acre lot surrounded by mature trees. From the moment you step inside, you'll be impressed by the stunning hardwood floors, grand split staircase with wrought iron spindles and soaring ceilings that create an open, elegant feel throughout. The formal living room with bay window flows seamlessly into the dining room, perfect for hosting gatherings. The gourmet kitchen is a chef's dream featuring high-end stainless steel appliances including a a Sub-Zero refrigerator, Wolf double oven and cooktop, tile flooring, custom cabinetry with glass front, pull-out drawers, a beverage refrigerator and a large breakfast bar. The adjacent eating area opens to the family room with a cathedral ceiling, 2-story stacked stone fireplace, and custom built-ins & surround sound speakers - the perfect place to relax or entertain. Upstairs, you'll find four spacious bedrooms, including the primary suite with a walk-in closet and luxury ensuite bath featuring a jetted tub, separate shower, and dual vanity. Three additional bedrooms (including one currently designed as a craft room) share a full bath with double vanity. The finished basement offers incredible additional living space with a recreation room, bar, workout area, office with built-ins and a full bath - ideal for guests or an in-law arrangement. Step outside to enjoy your private backyard oasis complete with a brick paver patio, built-in gas grill and storage shed with electric & concrete floor. Recent updates & features include a new roof (2020), new siding, fascia, soffit & downspouts (2023), new carpeting (2025), fresh interior paint, irrigation system, new doors and updated fire/co alarms, painted garage door and trim (2023). Located in a beautiful neighborhood with mature trees and spacious yards, this home truly combines elegance, comfort and functionality - inside and out.
Source: MRED #12497993
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.