8801 Canopy Bnd Schertz, TX 78154
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About this home
With 3,334 square feet of beautifully designed space, you'll find room for everyone and every occasion. Nestled beneath a canopy of majestic century oaks on over a quarter-acre, this elegant two-story home in The Crossvine blends warmth, sophistication, and everyday functionality. Step inside and you're immediately welcomed by rich wood floors and natural light that pours through upgraded window treatments. A dedicated office with French doors sits just off the foyer, ideal for remote work or quiet study. The open-concept living room showcases a sleek electric fireplace and flows seamlessly into a spacious dining area and chef's kitchen, complete with quartz counters, stainless steel appliances, and a generous island perfect for casual dining or entertaining. The refrigerator, washer, and dryer all convey, offering immediate comfort and convenience. The primary suite is privately located on the main floor and includes a spa-like bathroom, oversized glass shower, soaking tub, and two walk-in closets. Upstairs, you'll find three additional bedrooms, one with a private ensuite, plus a large loft-style family room that makes a perfect media, game, or lounge space. The oversized garage features epoxy flooring for durability and style. Outside, relax under the covered patio and enjoy your backyard framed by mature oaks and string lights, your own serene escape. Living in The Crossvine means access to a thoughtful mix of community amenities: scenic walking trails, a sparkling pool, playground, stocked pond, and even a sports court. This is more than a house, it's a lifestyle rooted in nature, comfort, and connection.
Source: SABOR #1888562
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.