8808 Pinto Cyn San Antonio, TX 78254
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About this home
Like new and ready for a quick move in! This all brick and stone superior home features 10' ceilings and an open plan. The gourmet kitchen has ample space for you to prepare all of your meals on the quartz countertops with island and breakfast seating. It also features tile backsplash, 42" cabinets, and gas cooking. Included are stainless appliances including the stainless refrigerator. The breakfast seating gives you two eating area options when included with the dining area. The 4th bedroom can also be used an an office with double doors and walk in closet. Or, it can be used as a formal dining room given it's location close to the kitchen, so it gives you lots of versatility. The primary bedroom is split from the others and has high ceilings and a wonderful ensuite featuring a texas sized walk in shower and double vanities. There is also a spacious primary closet. The backyard features a generous covered patio and there is a full sprinkler system. You are located close to the elementary school and the neighborhood amenities are amazing! They include a pool, clubhouse, playground, sportscourt and basketball. The roof is a 30 year heavy composition roof, there is extra storage in the garage, and it is already plumbed for a water softener. Make this lovely home yours today!
Source: SABOR #1912736
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.