8822 W Whitton Ave Phoenix, AZ 85037
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About this home
OWNED SOLAR!!! The backyard boasts a sparkling pool surrounded by lush, mature landscaping that creates a true resort-style vibe. Whether you're hosting weekend BBQs or enjoying quiet evenings under the stars, the covered patio and sunken sunroom offer seamless indoor-outdoor flow for year-round entertaining. There's plenty of space for lounge seating, dining, and even a firepit or play area. With RV gate access, a storage shed, and extended driveway, this home blends functionality with fun—perfect for families who love to gather and relax in style. This thoughtfully designed home features two comfortable bedrooms, including a private ensuite, plus a well-appointed guest bath. A large living room and welcoming entry space complete the charming, functional layout. Easy-care tile flooring throughout, setting the stage for low-maintenance living. The spacious kitchen offers generous counter space and a brand-new pantry, ideal for keeping everything organized and within reach. The open dining area flows effortlessly into a sunken sunroom, a standout feature that invites natural light and leads directly to the covered patio and resort-style backyard, perfect for entertaining or unwinding poolside. Owned solar with new windows, a perfect match for low utility bills during the summer months. This home has been well maintained and is move-in ready! Close to Westgate, a vibrant entertainment district that blends convenience, energy, and lifestyle in one dynamic location. Just off Loop 101, it offers easy access to top attractions like State Farm Stadium and Desert Diamond Arena, making it a hotspot for sports fans and concertgoers alike. The area is packed with restaurants, bars, and boutique shops, plus year-round events like live music, car shows, and seasonal festivities. Families enjoy the walkable layout, dancing fountains, and kid-friendly features, while locals appreciate the free parking and community vibe. Living near Westgate means being at the heart of it allwhere dining, shopping, and entertainment are always just minutes away.
Source: ARMLS #6917315
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.