8830 Study Butte San Antonio, TX 78254
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About this home
Welcome to 8830 Study Butte, a beautifully maintained and recently updated home in the highly desirable Stillwater Ranch community of San Antonio. Designed with both comfort and functionality in mind, this property features a bright, open layout filled with natural light and modern touches throughout. Freshly painted interiors create a crisp, clean backdrop, complementing the spacious living room-perfect for relaxing or entertaining. The kitchen has been enhanced with brand-new appliances, ample counter space, and abundant cabinetry, all seamlessly connected to the dining area for effortless daily living. The bedrooms are inviting with generous storage, while the bathrooms offer modern, clean finishes. The thoughtfully designed floor plan provides both open gathering areas and defined spaces for privacy and day-to-day ease. Step outside to a backyard that's ready for your enjoyment-complete with mature landscaping and plenty of room for gardening, play, or simply unwinding in the outdoors. The home's curb appeal and move-in ready condition, including its fresh paint and updated appliances, make it an excellent choice for buyers seeking comfort and style. Living in Stillwater Ranch means enjoying a vibrant community with top-notch amenities: multiple swimming pools, a fitness center, sports courts, playgrounds, and miles of walking and biking trails that wind throughout the neighborhood. Residents love the well-kept landscaping, welcoming atmosphere, and easy access to shopping, dining, and major roadways. With its thoughtful updates, inviting outdoor space, and access to one of San Antonio's most sought-after communities, 8830 Study Butte is ready to welcome its next owner. Schedule your private showing today and discover everything this home and neighborhood have to offer!
Source: SABOR #1910683
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.