8859 Hinsdale Heights Dr Polk City, FL 33868
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About this home
Welcome to this stunning residence located at 8859 Hinsdale Heights Dr, Polk City, FL 33868, in the highly sought-after Fountain Park community. This beautiful home features 4 spacious bedrooms and 3 full bathrooms, thoughtfully designed with a modern open-concept floor plan that blends comfort, style, and functionality. As you walk in, you are greeted by a bright and inviting living space where the living room, dining area, and kitchen flow seamlessly together, creating the perfect setting for family gatherings and entertaining friends. The kitchen offers a central hub of the home, ideal for cooking and socializing at the same time. Each bedroom is generously sized, providing plenty of space for rest and relaxation, while the master suite offers a private retreat with its own bathroom and ample closet space. With three full bathrooms, convenience is never an issue for family members or guests. Located in a quiet and family-friendly neighborhood, this property combines peace and privacy with unbeatable convenience. The community offers a tranquil atmosphere, while still being just minutes from I-4, giving you quick access to both Orlando and Tampa. Whether it’s work, entertainment, or recreation, you’ll enjoy living in a central location without sacrificing comfort and calm surroundings. Seller is offering assistance with buyer’s closing costs!
Source: STELLAR #S5134307
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.