$675,000

8893 Wagner Ct Highlands Ranch, CO 80126

$3,210/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

This Highlands Ranch home has 4 bedrooms, three baths and A **rare 3 car garage. It has recently been remodeled, offers a ton of natural light and is priced to sell! The Property is situated at the end of a cul-de-sac & has additional parking on the street for guests!It is just steps for quick access to the park from your home. Interior has vaulted ceilings at the entry and an open, sun light filled layout. The main floor Hardwoods were recently restored to all their luster. Interior of the home received fresh paint and new carpet was recently added. Two new appliances in the kitchen are included in the sale and come with the manufacturers one year warranty. There is a very large dedicated dining room that can seat up to eight people for those holiday gatherings! It has on-suite five piece bath room, wooden privacy blinds, and a large walk-in closet. Also, There is are 3 bedrooms on the second floor with Fresh Paint & new Carpet. They are centered upon a restored bathroom that has a gray shaker cabinets, new Granite, faucets, and upgraded lighting. The lower level family room has a working fireplace which is perfect for those cold Colorado nights. Step outside the sliding glass door and walk onto your 2 level wood deck that was Recently painted. Imagine hosting a bbq for friends while being able to enjoy the next door park! Laundry room design is convenient for those muddy days when coming in from the garage. The furnace was recently cleaned and serviced. The Roof comes with a three year certification. Buy this home with confidence! The property is within the desirable Highlands Ranch school district. Outside, the meticulously maintained yard has four flowering trees and a mature ash tree providing shade and beauty year-round. The schools in the area are a 10 out of 10! Every homeowner in Highlands Ranch gets full access to all 4 rec centers. Highlands Ranch High School is a 1/2 a mile from this home. Don’t wait — schedule your private showing today!

4 bedroom
2.5 bathroom
1,985 sqft
6,665.0 sqft
Single Family
Built in 1996
3 car garage
Air conditioning
Fireplace

Source: RECO #6653089


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 10:40 am
Listing agent: Chad Leczinski
Listing provided courtesy of: NAV Real Estate (720) 379-3445
Details provided by RECO and may not match the public record.
MLS ID: #6653089
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