890 Bella Viana Rd Kissimmee, FL 34759
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About this home
WELCOME to your DESIGNER Dream Home, as seen the HAVEN homes and lifestyles magazine! This COCONUT GROVE model in the serene Vizcaya subdivision of SOLIVITA (a 55+ community) has been reimagined. As you pull up you are greeted by the Mediterranean style façade. The BARREL TILE ROOF with LIGHTING RODS adds curb appeal and safety, a beautiful GARDEN WALL surrounds the home with updated landscaping and screened in front entrance. The home boasts a 27x35 COVERED LANAI (with REBAR corners for a hot tub, outdoor kitchen or both) and FENCED in LARGE BACK YARD that could house a pool. Upon entering the home, you are welcomed with an OPEN FLOOR PLAN and 10' CEILINGS. Cedar accents, 12mm laminate flooring, 8" BASE MOLDS throughout house and CROWN MOLDING in main living area. Talk about a CHEF’S DELIGHT, this kitchen features a 36" PROFESSIONAL INDUCTION RANGE WITH CUSTOM CEDAR HOOD, POT FILLER, built-in refrigerator and SPECIALITY CABINETS. The 12' ISLAND boast a 43x17" WORKSTATTION SINK WITH CUTTING BOARDS AND STEEL CONTAINERS FOR ENTERTAINING, INDUSTRIAL faucet, NEW garbage disposal (2025), 2 DRAWER DISHWASHER, MICROWAVE DRAWER, and BEVERAGE CENTER. QUARTZ counter tops and counter splash. Custom BUILT-INS in family room with lighting underneath, CEDAR WALL with wall lighting. Library has all custom BUILT-INS and lighting. Office Boast a CUSTOM-BUILT DESK WITH SHELVING and a murphy cabinet bed. New Vanities and mirrors in all the bathrooms. Laundry room/butler’s pantry has BUILT-INS, sink and tile backsplash. CHECK OUT THE ORINGAL FLOOR PLAN AND SEE IF YOU CAN SPOT THE CHANGES. New HVAC with allergy lamp in 2021, HYBRID hot water heater in 2021, garage EPOXY floor, 6 overhead (Save Racks) STORAGE RACKS, steel charcoal gray GARAGE STORAGE SYSTEM. House exterior was PAINTED IN 2023. Roof was cleaned and treated 1 1/2 years ago. Solivita is an award-winning Community with 2 Championship Golf Courses, 13 community pools, 2 fitness/community centers, spa, community garden, indoor walking track, tennis, pickleball, bocce ball/cornhole, softball, dog parks. With 4,000+ acres there are plenty of green spaces and walking trails throughout not to mention the 200+ clubs. There’s plenty to keep you busy in Solivita. POINCIANA LAKES PLAZA is the new SHOPPING CENTER across the street from the main gate. Featuring Sprouts Grocery, TJMAXX, Burlington, Ross, Pet Store, ETC with Panda Express, Outback Steakhouse, First Watch to mention a few Restaurants with more to come. The new expressway gets you to all the Attractions with ease. The Sun Rail Poinciana Station is nearby. COME see this AMAZING DESIGNER HOME!!!
Source: STELLAR #O6330654
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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