8905 Soaring Oak San Antonio, TX 78255
Your savings
About this home
Welcome to River Rock Ranch - Luxury Living in a Gated Hill Country Community Discover this stunning 5-bedroom, 4.5-bath home nestled in the highly sought-after River Rock Ranch community. Boasting 4,187 square feet of thoughtfully designed living space, this home is the perfect blend of elegance, comfort, and entertainment-ready amenities. Step through the grand two-story entryway with 18-foot ceilings, flanked by a formal dining room and a private library with elegant French doors-ideal for remote work or a quiet retreat. The open-concept floor plan is anchored by rich travertine and wood flooring, seamlessly connecting the spacious living areas. At the heart of the home, you'll find a two-story family room filled with natural light from a wall of windows and centered around a cozy corner fireplace. The chef's island kitchen is a culinary dream, featuring built-in seating, Butler's pantry, walk-in pantry, and an inviting morning area overlooking the backyard. Retreat to your private master suite, tucked away on the main floor, where a curved wall of windows offers peaceful views. The luxurious master bath includes a garden tub, glass-enclosed shower, dual vanities, and two oversized walk-in closets. Perfect for multigenerational living or guests, a secondary bedroom with its own private bath is also located on the main level, along with a powder bath for visitors. Upstairs, the entertainment continues with a spacious game room, a fully enclosed media room, three additional guest bedrooms, and two full baths-providing ample space for family and friends. Step outside to your personal oasis: a sparkling pool and spa, all shaded under a huge covered patio-an entertainer's paradise for year-round enjoyment. Additional highlights include an oversized 3-car garage and access to River Rock Ranch's resort-style amenities. Conveniently located near La Cantera, The Rim, H-E-B, and top-rated schools, this home offers the perfect balance of privacy, luxury, and everyday convenience.
Source: SABOR #1916488
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.