891 S Mountain Estates Rd Florissant, CO 80816
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About this home
You'll love calling this fabulous property home! Remodeled mountain gem on 2+ acre corner lot, has all new windows & doors. In CME w/3 car garage, this very homey abode w/ Natural Gas is a must see! Upon entering you'll notice warm tongue & groove pine wood ceilings & walls, the double sided free standing woodburning fireplace, perfectly situated between the LR & DR, for all around enjoyment. The DR boasts new French doors for access to the level back yard and new stone patio. All will enjoy the large, spacious kitchen with eat in nook, plentiful cabinetry & storage pantry. The laundry room has storage too, with updated and cozy T&G wood, + exterior door to RV parking area. 2nd bed is spacious with wonderful natural lighting your plants will love, features 2 storage closets; 1 walk-in, 1 large w/shelving for all storage needs. Walk down the beautiful newly tongue and grooved hallway back to the main living areas, towards the primary suite on the opposite end of the home. The primary offers a wonderful, spacious walk in closet, a large attached bath through French doors with a soaking tub, dual sinks, free standing shower, plentiful storage and a recessed linen closet. Last but not least, walk out to your private deck to the backyard with large overhead pine tree for shade, equipped with it's very own sweetly singing birds. The homes spacious back yard is fenced, has a storage shed, a new stone patio and matching stone stairs. You'll also enjoy the covered front porch for evening sunsets or your morning coffee, with it's West facing mountain and meadow views all around. The detached 3 car garage is spacious, has a new picture window for plenty of natural light to enjoy your views while working, an overhead heater, as well as a ramp from the home to the garage for accessible access. Home is wired for a generator! Whether you're looking for a vacation home or everyday mountain living, pride of ownership shows in this lovingly updated, inviting home to call your own!
Source: RECO #7344063
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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