8911 Ventura St Commerce City, CO 80022
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About this home
This stunning home offers something better than new construction -- a beautifully maintained property that's been lovingly cared for and is move-in perfect. You'll love the convenience of single-level living this thoughtfully designed 3-bedroom, 2-bathroom ranch has to offer. The heart of this home showcases beautiful open-concept living where the kitchen and dining room flow seamlessly into the spacious living room. The kitchen impresses with plenty of counter space, ample cabinet storage, and a convenient pantry, making this connected space perfect for cooking, entertaining, and relaxing. The spacious primary bedroom connects to a luxurious en-suite bathroom featuring both a soaking tub and separate shower. The large walk-in closet will keep even the most extensive wardrobe organized. Two additional well-sized bedrooms give you flexibility for whatever life brings your way, with a full bathroom conveniently located across the hall. A dedicated laundry room keeps daily tasks contained and organized, while the two-car attached garage means you'll never scrape ice off your windshield again. Outside, relax with your morning coffee in the meticulously maintained backyard featuring lush green grass and clean rock landscaping that looks great without the upkeep headaches. It's the perfect backdrop for summer barbecues or quiet moments outdoors. Location doesn't get much better than this. You're just 10 minutes from Denver International Airport, making business trips and vacations incredibly convenient. Major highways I-76 and I-270 are right at your fingertips, while Commerce City's parks, schools, shopping, and restaurants surround you with everything you need for daily life. This immaculate home won't wait around. Schedule your showing today and see why this could be the perfect place to call home.
Source: RECO #9649023
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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