8915 Salt Grass Dr Pensacola, FL 32526
Your savings
About this home
LOW RATE ASSUMABLE LOAN FOR QUALIFIED BUYERS. This stunning 6-bedroom, 3.5-bath residence is perfectly situated near the back gate in Nature Trail, backing up to a beautiful natural conservation area that ensures both privacy and serenity. Inside, this home offers both luxury and function. The master suite, located on the main floor, is a true retreat with three oversized walk-in closets, a cozy fireplace, and spa-like bath amenities. The main level also features a formal dining room, and a grand two-story family room with a fireplace, custom built-ins, and a dramatic wall of windows. The gourmet kitchen showcases granite counters, stainless appliances, an island, hop-up bar, eat-in dining area, and a convenient butler’s bar connecting to the formal dining room. Upstairs, you’ll find five additional bedrooms and a game room, offering plenty of space for family, guests, or hobbies. Thoughtful storage solutions throughout the home—including a walk-in attic for seasonal décor or crafting supplies—ensure everything has its place. Outdoors, enjoy your private paradise with a gunite pool and spa, all within a huge fenced backyard that provides ample room for entertaining, play, or quiet relaxation. The Nature Trail community delivers an unmatched lifestyle with amenities including: 24-hour gated security with golf cart–friendly streets, Community lodge and fitness center, Tennis, pickleball, and basketball courts, Disc golf, fishing pond, and playground, Community pool and 5 miles of hiking trails, Sidewalk-lined streets with underground utilities, Seasonal neighborhood events fostering connection and fun. This estate combines elegance and privacy in one of Pensacola’s most desirable communities. You will love living here!
Source: PENSACOLA #669352
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.