8917 Tenderfoot Ln Aubrey, TX 76227
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About this home
You just found it! The most move-in ready home in Aubrey and it's right in your price point! Brand new roof (2025) and a high-end security system installed just last year plus, LG Stainless Steel Fridge and Kenmore Elite Washer-Dryer set will convey with the property! 8917 Tenderfoot offers you the space, the neighborhood, and the lifestyle & entertainment—all in one gorgeous package. Located in the highly desirable master-planned community of Cross Oak Ranch, you’ll enjoy access to not one, but TWO resort-style pools, a community lake, trails, stocked fishing ponds, and parks that the kids will actually want to visit. The vibe here? Friendly. Peaceful. The kind of neighborhood where the UPS guy knows your dog’s name. Inside, you’ve got 3 bedrooms + a bonus loft space, an open main floor with a spacious family room, complete with wood-burning fireplace, an eat-in kitchen with stainless appliances, and granite countertops. Don’t forget about the backyard with its cute covered patio! If you’re looking for a sign that now is the time? This is it. Best Interest Rate Options! Get a 4.99% or Snag the VA Assumable Loan at 3.375% If that isn't enough, ask us about ZERO DOWN PAYMENT and 8 MONTH NO PAYMENT options!
Source: NTREIS #21001405
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.