8921 Shore Crest Rd Frisco, TX 75036
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About this home
Welcome to 8921 Shore Crest Road, nestled in the vibrant community of Frisco Lakes by Del Webb. This inviting single-family home, built in 2018, is a TAFT Floor Plan, Garden Series and offers a harmonious blend of comfort and modern living across 1,471 square feet. Step inside to discover an open floor plan that seamlessly connects the main living areas, enhanced by elegant dark wood flooring. The heart of the home, a spacious island kitchen, features a breakfast bar, perfect for casual dining or entertaining guests. This beautiful residence includes three well-appointed bedrooms and two full bathrooms. The master suite is a private retreat, complete with a dual-sink vanity and a luxurious stand-up shower, offering convenience and style. Outdoor living is equally appealing, with a covered patio providing an ideal space for relaxation or outdoor dining. A 2-car garage offers ample storage and parking solutions. As part of the Frisco Lakes community, residents have access to exceptional amenities, including a clubhouse and community pool, enhancing the living experience in this sought-after neighborhood. Frisco Lakes is an active lifestyle community (age restricted 55plus).
Source: NTREIS #21060955
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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