8935 SW 191st Cir Dunnellon, FL 34432
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About this home
Welcome home to this enchanting property located in the breathtaking community known as Rainbow Springs Country Club Estates, Dunnellon, Florida. This spectacular community is situated adjacent to the Rainbow River in southwest Marion County, Florida and consists of rolling, forested hills, captivating lush natural beauty and surrounds the Rainbow Springs State Park. The home features a 3/2 split floor plan with sliding glass doors leading to an inviting screened in 224 square foot covered patio and 1344 square foot pool area that can be enjoyed year round; spa and heated pool overlook a natural greenway providing serene views and privacy. The gourmet kitchen with breakfast bar and adjacent dining area flow seamlessly into the great room for nostalgic family gatherings and a respite from busy schedules. The grand primary suite features a cohesive viewing and relaxation zone within the bedroom, transforming it into a comfortable entertainment space. The ensuite bathroom has a jacuzzi tub and separate shower with a private entrance for access to the pool. Two guest bedrooms have easy access to the guest bathroom which also has a private entrance to the pool. Sellers are willing to sell the hardly used 2025 Zero Turn lawn mower and their golf cart, which share the ample 593 square foot 2 car side entry garage. Updates include the following: Roof-2014; HVAC 2023; Water Heater 2025; Washer/Dryer 2022; Luxury Vinyl Plank Flooring installed throughout 2021. This is paradise found: Enjoy member only access to the park for swimming, kayaking and tubing in the Rainbow River. Clubhouse amenities include pickleball, tennis courts, basketball, bocce, shuffleboard, horseshoes, fitness center, gathering rooms for meeting to play games. Take a walk through lush, mossy hammocks, cool off in the springs, enjoy local restaurants, shopping and enjoy a myriad of events hosted by the renowned World Equestrian Center located nearby in Ocala, The Horse Capital of the World. It's all immediately available to fulfill your bucket list.
Source: STELLAR #OM709278
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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