8942 Sandusky Ln New Port Richey, FL 34654
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About this home
One or more photo(s) has been virtually staged. WELCOME TO YOUR EXQUISITE HOME at 8942 Sandusky Ln, New Port Richey in the UPSCALE gated community of Waters Edge. This POPULAR Savoy model features 4 bedrooms + bonus room upstairs (5th bedroom), 3 bathrooms & 3 car garage on an OVERSIZED CORNER lot of nearly 13,300 sqft or .31 acre. Key exterior features are fully fenced backyard with vinyl fencing, covered patio, reclaimed water for irrigation, carriage lights, expansive driveway, accent lighting & security system. Stepping inside, the aura feels BRIGHT & CHEERY with NATURAL SUNSHINE streaming through the multiple windows ILLUMINATING the interior together with the updated light fixtures. The OPEN CONCEPT PLAN consists of the foyer, kitchen, dinette, dining, living & family rooms. The WONDERFUL family room features wide plank textured engineered wood floors. The FABULOUS kitchen features stainless steel appliances, 42" GORGEOUS wood cabinets with MODERN hardware, Corian counters, tile backsplash laid diagonally, pantry closet & breakfast bar. After a long day, retreat to the SENSATIONAL primary bedroom suite with private bathroom. The SPACIOUS primary bedroom can easily accommodate king size furniture & has a ceiling fan, TWO walk-in closets & direct access to the lanai through a set of double glass sliding doors. The primary bathroom with pocket door for privacy consists of double sinks with split vanities, recessed lights, Corian counters with PLENTY of cabinets for storage, private toilet room, garden soaking tub and a step-in shower. A junior owner's suite is located on the opposite side of the family room & features its own private bathroom which doubles as the potential pool bath with tub/shower combo. There is a linen closet/storage room in the hall that utilities the space under the stairs for a SMART DESIGN. In this 3-way split bedroom plan, two equal-size bedrooms share another full bathroom with tub/shower combo. The BONUS room is the ONLY room located upstairs (possible 5th bedroom) & cooled with its own AC system. Design the MASSIVE bonus room in a variety of ways such as gym/exercise center, craft room, home theater, play space or possibly an in-law/guest suite. The bonus room has a GIGANTIC walk-in closet of dimensions 17' x 5.5' AND another built-in closet. This MARVELOUS home is really ONE-STORY LIVING as EVERYTHING IS ON THE 1ST LEVEL except the bonus room which is upstairs! MORE AMAZING FEATURES in this home are archway entrances into rooms, ceiling fans in all the bedrooms, family & bonus rooms, custom blinds and/or curtain rods on the windows, pre-wired for security system & location near the end of the neighborhood on a quiet street. There is a dedicated laundry room with a door leading to the 3-car garage. A BRAND NEW ROOF will be installed prior to closing, both AC systems replaced in 2/2020 & water heater replaced in 2/2020 with proper county permits. Your AMAZING home was designed for entertaining & enjoying TRUE INDOOR-OUTDOOR LIVING! Take a dip in the community pool, use the gym or meet your fellow neighbors at the next social event within Waters Edge. More amenities are 9000sqft clubhouse, grand swimming pool, kiddie pool, basketball/pickle ball court, playground, dual fishing piers & boat dock leading to the SPECTACULAR 70-acre lake at its center. HOA fee includes Spectrum cable, high speed internet, reclaimed water irrigation, trash 2X week with recycling, security & community amenities. MAKE THIS YOUR FUTURE HOME!
Source: STELLAR #W7879439
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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