897 Golden Plum Ln Zebulon, NC 27597
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About this home
VACANT AND READY FOR IMMEDIATE POSSESSION. 3D TOUR AVAILABLE. Beautiful 2020 built home in Weavers Pond is vacant and ready for a quick close with no seller delays. Fresh interior paint and new kitchen tile throughout. Home has been meticulously maintained and shows exceptionally well. Open concept main floor connects the kitchen, dining, and living areas for seamless everyday living and entertaining. Spacious patio with fire pit creates a perfect outdoor extension of the home. 3-car garage offers ample space for parking, storage, or a workshop. Weavers Pond offers community pools, walking trails, and green spaces in a prime Zebulon location close to shopping, restaurants, and major highways. Approximately 5 minutes to downtown Zebulon and 25 minutes to Raleigh. 4 bedrooms and 2.5 baths with approximately 2,276 square feet. Built in 2020 on a 0.19 acre lot. Offered at approximately $162 per square foot, currently below the neighborhood average. Work with our preferred lender to receive up to $2,500 toward closing costs, subject to lender approval. Easy to show and ready to impress. Schedule a private tour or explore the 3D walkthrough today. Professional photos include virtual staging for visualization. Home is currently vacant.
Source: TRIANGLEMLS #10117889
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.